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June FD rate is out! Is there another way out?

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FD rates for June are out! Probably many especially elderly may be concern as well.  Have a look at the chart below. These are a few banks that I explored.  Whichever age group you may be in,  do you want to close the GAP?  It can be a GAP or a gap 📊 Fat savings account or FD account isn't a bad thing. It is only bad when you have inflation rate that causes the value to become smaller. Let's say you have RM 10000 in your bank.  Fat bank account seems secure you think.  But what happens to the VALUE in 20 years?  It shrinks to RM 3118 😱 (see the second picture with FV and PV). So if your income RM 3118 seems enough for you now, is it possible for you to get RM 10000 income in 20 years time?  INVEST.COMPOUND.SAVE.GROW Everyone has the same time in one day.  Are you taking the action to grow your money value? Come talk to me if you want to find out more 👍  Share this if you think this is REALITY.  0149052709 #unittrustconsultant #raceagainstinflation #isyourmoneyworkingashardas

Your way to First Million

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02.06.2020 Kickstart your financial management before debit (income) becomes credit (expenses). How? FIRST start with setting a portion (10-20% of your income) aside for savings / investment. Savings Acc - < 1% per annum Fixed Deposit - <2% per annum Bond Fund - 4-6% per annum Save in Bond Fund today! A little🌱grows into a🌳that bears more🍎 every year. #kickstartsavings #everydropmakesanocean #unittrust #savings #investment Money Management best to start from young.  If you are a working adult, it applies even more to you as there will be more commitment along the way.  Find me at  https://wa.me/60149052709 . Let's help you to start this journey and build your first million.

Is Financial Management a BIGEEE?

Welcome to Post MCO. How have MCO affect you? Is financial management a BIGEEE? Watch the clip below and find out.   I am a graduate in Bachelor of Accounting.  Many would have thought that being good in numbers probably meant good in managing finances. NOT TRUE That's why is a basic that everyone should begin with.  It applies to EVERY INDIVIDUAL. You can be a toddler (though toddler might not understand the words in this video). You can be a primary school kid. You can be a secondary school kid. You can be a university student. You can be a fresh graduate. You can be a working adult. You can be a parent.  You can be a grandparent. As long as you have income and spendings, this is for YOU.  WATCH the video above for a simple guide on how to start.